Terms and Condition

Date of Effectiveness: 07/2025

These Terms & Conditions ("Terms") control your utilization of the content, services, and resources offered by Vision Hat – by Shruti Salunkhe. ("we," "us," or "our") through our website, LinkedIn newsletter, Substack, Topmate consultations, and other associated platforms ("Services").

You acknowledge and consent to these Terms by accessing or utilizing our Services. Please refrain from utilizing our Services if you are not in agreement.

1. Services Offered

We offer the following:

Content on topics such as (but not limited to) Product Management, study abroad guidance, non-academic survival skills, career advice, financial literacy for newcomers, and related resources is available for both free and for a fee.

Paid mentorship calls, resume evaluations, career/student guidance, and paid 1:1 sessions are available through platforms such as Topmate.

The provision of informational resources through blog posts, newsletters, social media content, and downloadable manuals.

2. For Informational Purposes Only

The content is intended solely for educational and informational purposes.

We do not offer legal, immigration, or financial advice.

We strive to ensure that the content is current; however, market conditions, regulations, and rules are subject to change on a regular basis. We are not liable for any antiquated or inaccurate information.

Before making decisions, students, professionals, and clients must confirm the accuracy of the information with official sources (e.g., USCIS, university officials, financial institutions).

3. User Responsibilities

By utilizing our Services, you consent to:

Accurate information should be provided when scheduling consultations or submitting materials, such as applications.

Our content and advice are intended for personal use only; redistribution is prohibited without written authorization.

Please adhere to the specified cancellation or rescheduling policy on the booking platform (e.g., Topmate) for scheduled appointments.

4. Refunds and Payments

Secure third-party payment processors are utilized to process payments for consultations, seminars, or digital products.

Refunds are not guaranteed and are contingent upon the refund policy specified on the specific booking or payment platform.

If purchased through the platform (e.g., Topmate), any disputes regarding payments should be directed to them directly.

5. Intellectual Property

Unless otherwise specified, all content, guides, templates, and resources that are disseminated through our Services are our intellectual property.

You are prohibited from commercially exploiting, distributing, or reproducing our content without our prior written consent.

6. Liability Restrictions

We are not responsible for any losses, damages, or outcomes that may arise from the use of our Services, including decisions made in accordance with our content or advice.

You acknowledge that your success is contingent upon factors beyond our control, such as your personal actions, external regulations, and market conditions, by utilizing our Services.

7. External Links

Please be advised that our Services may contain hyperlinks to third-party websites. We are not accountable for the content, accuracy, or practices of these external sites.

8. Modifications to the Terms

We retain the right to revise these Terms at any time. The "Effective Date" will be revised and updated versions will be posted.

9. Contact Us

Please reach out to us at the following addresses:
📧 [shrutibsalunkhe@gmail.com]
🌐 [https://www.vision-hat.com/my-story]/ contact us