Terms of Service & Disclaimer

Effective Date: 07/2025

These Terms of Service & Disclaimer (“Terms”) govern your access to and use of the content, consultations, and resources provided by Vision Hat – by Shruti Salunkhe (“we,” “us,” or “our”) through our website, LinkedIn newsletter, Substack, Topmate, and other associated platforms (“Services”).

Disclaimer

By using our Services, you acknowledge and agree that:

  • All guidance is based on our personal experience and research.

  • Immigration rules, job market trends, and financial conditions are subject to change.

  • We do not guarantee specific results from our consultations, resources, or content.

  • You should always verify critical information with qualified professionals or official authorities before acting on it

By using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

1. Scope of Services

We provide:

  • Free and paid content related to Product Management, study abroad guidance, non-academic survival skills, career development, and related resources.

  • Paid services such as one-on-one mentorship calls, resume reviews, interview preparation, and career/student consultations via platforms like Topmate.

  • Educational guides, blog posts, newsletters, and social media content.

2. Informational Purposes Only

  • All content and advice provided are for general informational and educational purposes only.

  • We are not licensed to provide legal, immigration, or financial advice.

  • Rules, regulations, and market conditions (including visa policies, financial guidelines, and hiring practices) may change at any time.

  • You are responsible for verifying critical details with official sources such as USCIS, your university’s Designated School Official (DSO), immigration lawyers, or financial advisors before making decisions.

3. User Responsibilities

By using our Services, you agree to:

  • Provide accurate, truthful information when booking consultations or submitting documents.

  • Use our materials and advice for personal, non-commercial purposes only.

  • Respect appointment times for booked calls; cancellations or reschedules must follow the policy outlined on the booking platform (e.g., Topmate).

4. Payments & Refunds

  • Payments for consultations, workshops, or digital products are processed securely via third-party platforms.

  • Refunds, if applicable, are subject to the policy stated on the booking/payment platform.

  • We are not responsible for payment disputes handled directly by third-party processors.

5. Intellectual Property

  • All content, resources, guides, templates, and course materials we create are our intellectual property unless otherwise credited.

  • You may not reproduce, distribute, or commercially exploit our content without prior written permission.

6. Limitation of Liability

  • We are not responsible for any loss, damage, or negative outcomes resulting from your use of our content or services.

  • Your success depends on many factors beyond our control, including your personal decisions, market conditions, and regulatory changes.

7. External Links

Our Services may contain links to third-party websites. We are not responsible for their content, accuracy, or privacy practices.

8. Changes to These Terms

We reserve the right to update or revise these Terms at any time. Changes will take effect when posted with a revised “Effective Date.”

9. Contact Us

For questions or concerns regarding these Terms or our Services, contact us at:
please reach out to us at the following addresses:
📧 [shrutibsalunkhe@gmail.com]
🌐 [https://www.vision-hat.com/my-story]/ contact us